Bank Holiday: Banks will remain closed on Thursday, know why RBI has declared holiday on 4th September
Bank Holiday on September 4: RBI Declares Closure of Banks in Kerala for Onam Festival
If you have any urgent banking work lined up for Thursday, September 4, 2025, you may need to reschedule. According to the Reserve Bank of India (RBI) holiday calendar, banks will remain closed in Kerala on this day due to Onam celebrations. The closure will apply to both public and private sector banks across the state.
Why Banks Are Closed on September 4
The RBI issues an annual holiday list under the Negotiable Instruments Act, which includes state-wise closures based on regional festivals and events. On September 4, banks in Kerala will observe a holiday on the occasion of Onam, one of the state’s most important festivals.
Onam is celebrated with grandeur to honor King Mahabali, who is believed to visit his people during this time. Families decorate their homes with vibrant floral rangolis known as Pookalam, prepare traditional feasts (Onam Sadya), and participate in cultural programs and boat races. Because of the significance of this festival, banking services will not be available across Kerala.
Where Banks Will Remain Open
It is important to note that the bank holiday is limited to Kerala. In all other states and union territories, banks will operate as usual on September 4. Customers in Kerala are advised to use digital banking services such as internet banking, UPI, and mobile apps to avoid inconvenience.
Upcoming Bank Holidays in September 2025
Apart from September 4, several other bank holidays are scheduled across different parts of the country this month. The holidays vary by region and are linked to local festivals. Here’s a quick look at the major dates:
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September 3 (Wednesday): Karma Puja in Ranchi
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September 4 (Thursday): Onam in Kochi and Thiruvananthapuram
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September 5 (Friday): Eid-e-Milad/Thiruvonam in cities including Ahmedabad, Mumbai, Delhi, and Hyderabad
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September 6 (Saturday): Eid-e-Milad/Indrajatra in Gangtok, Jammu, Raipur, and Srinagar
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September 12 (Friday): Eid-e-Milad (post-Friday prayers) in Jammu and Srinagar
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September 22 (Monday): Navratri Sthapana in Jaipur
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September 23 (Tuesday): Maharaja Hari Singh Jayanti in Jammu and Srinagar
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September 29 (Monday): Maha Saptami/Durga Puja in Agartala, Gangtok, and Kolkata
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September 30 (Tuesday): Maha Ashtami/Durga Ashtami in Agartala, Bhubaneswar, Guwahati, Kolkata, Patna, and Ranchi
Regular Weekly Holidays
In addition to festival-related holidays, banks will also remain closed on their regular weekly offs:
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September 7 (Sunday)
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September 13 (Second Saturday)
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September 14 (Sunday)
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September 21 (Sunday)
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September 27 (Fourth Saturday)
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September 28 (Sunday)
Plan Banking Work in Advance
Since banking holidays differ across states, customers are advised to check the RBI holiday list before planning in-branch visits. While branches may remain closed, online services such as ATM withdrawals, UPI transfers, and mobile banking apps will function without interruption.
Key Takeaway
On September 4, 2025, all banks in Kerala will remain closed due to Onam celebrations. However, banks in other states will operate normally. With several regional holidays lined up this month, customers should plan transactions accordingly and rely on digital platforms for uninterrupted banking services.
