Bank Holiday Alert: Will Banks Remain Closed on Saturday, December 27? Check the Updated RBI Holiday List
If you are planning to visit your bank this Saturday to complete an important financial task, here’s something you should know before stepping out. There is often confusion among customers regarding bank operations on Saturdays, especially when it comes to the fourth Saturday of the month. This week, December 27 falls on a Saturday—so will banks operate or remain closed?
According to the Reserve Bank of India’s Holiday Calendar, all banks across the country remain closed on the second and fourth Saturdays of every month. Since December 27, 2025, is the fourth Saturday, banks across all states will observe a holiday. Therefore, if you were planning any bank-related work that requires a physical visit to a branch, you may need to reschedule it for a working day.
In addition to the fourth Saturday closure, banks in some states will also remain closed due to Christmas-related celebrations. For example, in Kohima, both public and private bank branches have already observed a three-day closure due to the Christmas festival. On December 27 as well, banks in Kohima will remain shut. Meanwhile, bank branches in other cities and states, including Delhi, Mumbai, Jaipur, Lucknow, Chennai and more, will remain closed only due to the fourth Saturday rule.
The good news for customers is that despite the physical bank holiday, all digital banking services will continue to function as usual. UPI payments, ATM withdrawals, mobile banking, debit/credit card transactions and internet banking will remain operational without interruption. So, while you may not be able to visit a branch, you can still manage most of your essential tasks online.
Remaining Bank Holidays in December 2025
December still has a few more non-working days for banks in different regions due to local festivals and observances. Here are the upcoming ones:
| Date | Reason | Locations Where Banks Will Be Closed |
|---|---|---|
| December 26 | Christmas Celebrations | Aizawl, Kohima, Shillong |
| December 27 | Fourth Saturday & Christmas Festival | Goa (limited), Kohima |
| December 30 | Death Anniversary of U Kiang Nangbah | Shillong |
| December 31 | New Year’s Eve & Emoinu Eratpa (Manipur) | Aizawl, Imphal |
These holidays are listed by the RBI under regional and national observances. So, bank closure rules may differ depending on the state.
Why does RBI announce regional holidays?
Every month, the RBI issues a detailed list of banking holidays based on:
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National festivals (mandatory across India)
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Regional cultural and religious events
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Local state-specific observances
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Special commemorative days
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Weekend rules (2nd & 4th Saturday + Sundays)
These holidays apply to all public sector banks, private banks, cooperative banks, foreign banks and regional rural banks.
What customers should keep in mind
✔ Plan branch visits on working days
✔ Use online banking for urgent payments
✔ Check state-wise holiday lists before heading out
✔ Keep cash available if ATM operations are expected to be heavy after holidays
Bottom Line
To sum it up — banks will remain closed nationwide on Saturday, December 27, 2025, as it is the fourth Saturday. Additionally, some regions like Kohima have closures due to Christmas festivities. If you have urgent work pending, consider using online banking services, or visit the bank on the next working day.
Stay updated, plan smartly, and avoid any last-minute hurdles in your financial tasks!
