Bank Holiday Alert: Banks to Remain Closed for 8 of the Last 10 Days in December, Here’s Why RBI Approved the Holidays

If you are planning to visit a bank in the final days of December, this update is important for you. According to the Reserve Bank of India (RBI) holiday calendar, banks will remain closed for up to 8 days during the last 10 days of December 2025 in several states across the country. The closures are due to a combination of Christmas celebrations, New Year-related holidays, state-specific observances, and regular weekly offs.

With such an extended holiday stretch, customers who do not plan ahead may face inconvenience while completing essential banking tasks such as cash withdrawals, cheque clearance, demand drafts, or branch-related services.

Why Banks Will Be Closed at the End of December

The RBI releases a state-wise holiday calendar every year, under which banks remain shut on national holidays, regional festivals, state-specific occasions, and weekly holidays (second and fourth Saturdays, and Sundays). In December 2025, several holidays fall close together, resulting in multiple consecutive bank closures in many regions.

As per the RBI schedule, the last 10 days of December will see banks closed on as many as 8 days in some states, making it one of the longest holiday clusters of the year.

Key Bank Holidays Between December 24 and December 31

Here is a breakdown of major bank holidays during the final stretch of December:

December 24 (Wednesday)

Banks will remain closed in Nagaland, Meghalaya, and Mizoram on account of Christmas Eve.

December 25 (Thursday)

Banks across the entire country will be closed due to Christmas Day, which is observed as a national banking holiday.

December 26 (Friday)

Banks will again remain shut in Nagaland, Meghalaya, and Mizoram for post-Christmas celebrations, leading to three consecutive bank holidays in these states from December 24 to December 26.

December 27 (Saturday)

This day marks the fourth Saturday of the month, a regular weekly holiday for banks nationwide.

December 28 (Sunday)

Being a Sunday, banks across India will remain closed.

As a result, several regions may experience five continuous days of bank closures, which could significantly affect in-person banking services.

Additional Bank Holidays at the Month-End

Apart from Christmas-related holidays and weekends, banks will also remain closed on the following dates in specific states:

December 30 (Tuesday)

Banks will be closed in Meghalaya in observance of the death anniversary of freedom fighter U Kiang Nangbah.

December 31 (Wednesday)

Banks will not operate in Mizoram and Manipur due to New Year’s Eve and the Imoinu Iratpa festival.

When combined with earlier holidays, this results in nearly 8 non-working bank days during the last 10 days of December in various parts of the country.

State-Wise Impact May Differ

It is important to note that bank holidays are not uniform across all states. While some regions may see fewer closures, others—especially northeastern states—will experience multiple consecutive holidays. Customers in states with more holidays are advised to be extra cautious and complete critical banking work in advance.

What Services Will Be Available?

Although bank branches will remain closed on these dates, digital banking services will continue to function normally. Customers can still use:

• UPI services

• Mobile banking apps

• Internet banking

• ATMs (subject to cash availability)

However, services such as cheque clearing, branch visits, loan documentation, and physical cash transactions may face delays due to the holiday rush.

RBI’s Explanation for the Holidays

The RBI grants bank holidays based on:

• National and regional festivals

• State foundation days

• Death anniversaries of prominent leaders

• Religious observances

• Weekly offs (Sundays and fourth Saturdays)

In December 2025, holidays include occasions such as Christmas Eve, Christmas Day, post-Christmas celebrations, state memorial days, and New Year’s Eve, leading to a higher number of closures toward the end of the month.

What Customers Should Do Now

With limited working days left in December, bank customers are advised to:

• Complete urgent branch-related work well in advance

• Withdraw sufficient cash beforehand

• Avoid last-minute cheque deposits

• Rely on digital banking wherever possible

Failing to plan ahead could result in unnecessary delays, especially for time-sensitive financial transactions.

Bottom Line

The final days of December 2025 will see extensive bank closures across several states, with up to 8 holidays in the last 10 days. While digital banking will remain operational, branch-based services may be unavailable for extended periods.

To avoid inconvenience, customers should stay informed about state-wise bank holidays and plan their banking activities accordingly. A little preparation now can save a lot of trouble at year-end.