Bank Holiday Alert: Banks Shut Nationwide on December 27 — Check Remaining December Holiday Schedule
If you're planning to visit a bank this Saturday, you may want to pause and check the holiday list first. December 27, 2025 falls on the fourth Saturday, which means all banks across India will remain closed. Many people prefer completing account or documentation-related tasks over the weekend — but heading to the branch tomorrow could turn into a wasted trip.
Along with the mandatory fourth-Saturday closure, banks in Kohima will also observe a holiday due to Christmas celebrations. The festive break there has resulted in three consecutive non-working days for bank branches.
Why Are Banks Closed on December 27?
According to the Reserve Bank of India’s holiday calendar:
✔ Fourth Saturday → compulsory bank holiday nationwide
✔ Christmas festivities → extra non-working day in parts of Nagaland
So, while customers everywhere will face a holiday due to the weekend rule, people in Kohima will have no branch services for an extended period.
Will Banking Services Be Fully Affected?
Not at all — customers can continue to access:
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UPI Transactions
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Mobile Banking
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Internet Banking
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ATM withdrawals
Meaning you will still be able to transfer money, withdraw cash, pay bills, and manage essential transactions digitally.
However, branch-only services such as cheque clearance, loan paperwork, passbook updates, FD renewal, or KYC verification will have to wait until banks reopen.
Upcoming Bank Holidays in December 2025
As the year ends, a few additional holidays are lined up — mainly in select cities:
| Date | Holiday | Where banks will remain closed |
|---|---|---|
| 27 December | Fourth Saturday / Christmas celebration | Nationwide (Fourth Saturday) & Kohima (Christmas) |
| 30 December | Wu Kiang Nangbah Death Anniversary | Shillong |
| 31 December | New Year’s Eve / Local festival | Aizawl & Imphal |
So, if you live in Aizawl (Mizoram) or Imphal (Manipur), note that two consecutive non-working days could affect your offline banking transactions.
Full Bank Holiday Overview: December 2025 (City-wise)
Here’s a simplified reference indicating where banks remain closed on specific dates this month:
| City | 27 Dec | 30 Dec | 31 Dec |
|---|---|---|---|
| Aizawl | ❌ | — | ❌ |
| Imphal | — | — | ❌ |
| Kohima | ❌ | — | — |
| Shillong | — | ❌ | — |
| Other major cities (Delhi, Mumbai, Chennai, Kolkata, etc.) | ❌ | — | — |
(❌ indicates bank branch closures)
Major metros like Delhi, Mumbai, Bengaluru, Hyderabad, Pune, Jaipur, and Ahmedabad will only observe the fourth Saturday break and will keep branches open on the 30th and 31st.
Why RBI Grants These Holidays
The December holidays recognize a mix of:
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Government notifications
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Local cultural events
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National festivals such as Christmas
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Regional commemorations
This ensures both uniform and region-specific observances are respected across the banking network.
Check the Calendar Before You Step Out
With the holiday season at its peak and the year-end rush building, customers should plan branch visits smartly:
✔ Complete pending banking tasks on a weekday
✔ Avoid last-minute branch visits during festival periods
✔ Switch to digital modes whenever possible
If you were aiming to finalize any crucial documents or financial arrangements before New Year’s Day, consider revising your plan accordingly.
Final Takeaway
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December 27: Banks shut PAN-India (Fourth Saturday)
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Limited City Holidays: December 30 & 31
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Digital services continue seamlessly
A little planning today can save you time and effort tomorrow — especially as the holiday season continues to bring multiple closures across different states.
