Bank Holiday Alert: All Banks Closed in Himachal Pradesh on Karwa Chauth — Check Full RBI Holiday List for October 2025
If you are planning to visit your bank today, October 10, 2025, you might want to hold off — especially if you live in Himachal Pradesh. According to the Reserve Bank of India’s (RBI) official holiday calendar, all government and private banks in Himachal Pradesh will remain closed today on the occasion of Karwa Chauth.
While banks in Himachal will not operate today, the good news for customers in other states is that banking operations will remain unaffected across the rest of India. All other branches, including those in Delhi, Uttar Pradesh, Maharashtra, Rajasthan, and Tamil Nadu, will function as usual.
Why Banks Are Closed in Himachal Pradesh Today
Karwa Chauth is a significant Hindu festival celebrated with great devotion by married women. On this day, they observe a day-long fast (nirjala vrat) — refraining from food and water — to pray for their husband’s longevity and prosperity. The fast is broken at night after sighting the moon and performing special rituals.
The RBI holiday list classifies Karwa Chauth as a state-level holiday, which means it is observed only in certain states, not nationwide. In 2025, the closure applies exclusively to Himachal Pradesh.
Online Banking and Digital Services Unaffected
Customers whose banks are closed today need not worry about completing financial tasks. Online banking, mobile banking, UPI payments, and ATM services will continue to operate normally. These digital banking channels are available 24/7 and are unaffected by regional holidays.
So, whether you need to transfer money, pay bills, or check your account balance, all digital transactions can be completed without interruption.
Upcoming Bank Holidays in October 2025
October is one of the busiest months for the banking sector due to a string of major festivals across India. The RBI’s October 2025 bank holiday schedule includes several state-specific and national holidays. Here’s a look at the important dates when banks will remain closed in different parts of the country:
| Date | Occasion / Reason for Holiday | States Affected |
|---|---|---|
| 10 October (Friday) | Karwa Chauth | Himachal Pradesh |
| 11 October (Saturday) | Second Saturday | All India |
| 12 October (Sunday) | Weekly Holiday | All India |
| 18 October (Saturday) | Kati Bihu | Assam |
| 19 October (Sunday) | Weekly Holiday | All India |
| 20 October (Monday) | Diwali, Narak Chaturdashi, Kali Puja | Multiple states including Tripura, Gujarat, MP, TN, Rajasthan, Delhi, and more |
| 21 October (Tuesday) | Laxmi Puja, Govardhan Puja, Diwali Amavasya | Maharashtra, MP, Odisha, Sikkim, Manipur, Jammu & Srinagar |
| 22 October (Wednesday) | Vikram Samvat New Year, Balipratipada | Gujarat, Rajasthan, Bihar, Karnataka, Uttarakhand, and others |
| 23 October (Thursday) | Bhai Dooj, Chitragupt Jayanti, Ningol Chakouba | UP, WB, HP, Manipur, Gujarat |
| 25 October (Saturday) | Fourth Saturday | All India |
| 26 October (Sunday) | Weekly Holiday | All India |
| 27 October (Monday) | Chhath Puja (Evening Arghya) | West Bengal, Bihar, Jharkhand |
| 28 October (Tuesday) | Chhath Puja (Morning Arghya) | Bihar, Jharkhand |
| 31 October (Friday) | Sardar Vallabhbhai Patel Jayanti | Gujarat |
This detailed holiday list, released by the Reserve Bank of India, helps customers and businesses plan their transactions ahead of time and avoid any inconvenience during festive periods.
Plan Your Bank Work in Advance
Given the number of holidays in October, customers are advised to complete urgent banking tasks before weekends or state holidays. Activities such as loan payments, cheque clearances, or in-person verifications might face delays if scheduled on non-working days.
At the same time, the growing use of digital payment systems and mobile banking apps ensures that most financial operations remain seamless even during physical bank closures. Services like NEFT, RTGS, IMPS, and UPI remain functional throughout the month.
Festive Season and Banking Convenience
The festival-rich month of October brings high transaction volumes, as consumers indulge in shopping, investments, and gifting. Banks typically experience increased activity before holidays, particularly around Dussehra, Diwali, and Chhath Puja.
To ensure smooth financial operations, it’s advisable to use online banking platforms and check the RBI’s official website or your bank’s app for real-time updates on regional holidays.
Conclusion
As Karwa Chauth 2025 brings joy and celebration across the country, banks in Himachal Pradesh will observe a state-level holiday, while branches elsewhere remain open. With a packed festive calendar this month, customers should stay informed about October’s complete bank holiday list and make use of digital banking options for uninterrupted financial convenience.
Whether you’re fasting for Karwa Chauth or preparing for Diwali shopping, a little planning can help you manage your banking needs smoothly during the festive season.
