Bank Holiday Alert: 10-Day Stretch of Festive Closures Begins – Check the Complete State-Wise Schedule
As the festive season unfolds across India, banking operations will be significantly affected with a series of holidays spanning 10 consecutive days in late September and early October 2025. With major festivals like Navratri, Durga Puja, Dussehra, and Diwali approaching, customers are advised to plan their financial transactions in advance to avoid last-minute inconvenience.
RBI Issues October Holiday List
The Reserve Bank of India (RBI) has released the official list of bank holidays for October 2025, highlighting several regional and national closures. While these holidays will impact physical branch operations, online banking services—including mobile apps, UPI payments, net banking, and ATMs—will remain fully functional throughout the period.
Key Bank Holidays: Dates to Remember
The upcoming holiday stretch covers the transition from September to October. Here are the key dates:
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September 27 & 28: Fourth Saturday and Sunday weekend closure across all states.
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September 29 (Monday): Maha Saptami/Durga Puja in Agartala, Gangtok, and Kolkata.
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September 30 (Tuesday): Maha Ashtami/Durga Ashtami in Agartala, Bhubaneswar, Guwahati, Kolkata, Patna, and Ranchi.
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October 1 (Wednesday): Vijayadashami/Dussehra, Ayudha Puja, and Durga Puja in multiple regions including Tripura, Karnataka, Odisha, Tamil Nadu, Sikkim, Assam, Arunachal Pradesh, Uttar Pradesh, Kerala, Nagaland, West Bengal, Bihar, Jharkhand, and Meghalaya.
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October 2 (Thursday): Nationwide holiday for Mahatma Gandhi Jayanti.
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October 3–4 (Friday & Saturday): Durga Puja-related holidays in Sikkim.
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October 5 (Sunday): Weekly Sunday holiday.
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October 6 (Monday): Lakshmi Puja in Tripura and West Bengal.
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October 7 (Tuesday): Maharshi Valmiki Jayanti and Kumar Purnima in Karnataka, Odisha, Chandigarh, and Himachal Pradesh.
These holidays vary from state to state, so customers should check local holiday notifications to confirm branch availability.
September Holidays Already in Effect
The month of September has already seen several state-specific closures, including holidays for Onam, Eid-e-Milad, and Navratri Sthapana. The current round of closures marks the peak of the festive banking break as India enters the October festival calendar.
What Customers Should Do
While digital banking remains unaffected, customers who need in-person services such as cash deposits, demand drafts, cheque clearances, or account updates should complete their transactions before the holiday stretch begins. Those with urgent banking requirements are advised to:
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Use ATMs and cash deposit machines for basic services.
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Opt for net banking or mobile banking for fund transfers and bill payments.
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Schedule standing instructions and auto-debits in advance to avoid delays.
Festivals Driving the Closures
The holiday schedule reflects India’s rich cultural diversity, with celebrations like Navratri, Durga Puja, Dussehra, and Lakshmi Puja occurring across different regions. While not every state observes all holidays, overlapping festivals result in an extended period of branch closures across major banking hubs.
Bottom Line
From September 27 to October 7, 2025, several Indian states will witness up to 10 consecutive bank holidays, with closures varying by location. Customers relying on branch banking should plan ahead and leverage online services to ensure a smooth festive season without financial disruptions.
