Bank FD: Senior citizens are in for a treat, these banks have announced bumper interest on 3-year FD..
FD Interest Rate 2025: RBI (Reserve Bank of India) has cut the repo rate by a total of 100 basis points 3 times since February 2025. Due to this, the loan taker has gotten relief, but it has proved to be harmful to FD customers as banks have cut interest rates on their FDs several times since February 2025.
But despite this decline, there are some small finance banks that are still offering attractive interest rates of up to 9 percent, let us know about them in detail in the news below-
Small Finance Bank FD Interest Rates (Updated till June 11, 2025)-
Slice Small Finance Bank- The bank offers interest ranging from 3.50% to 9.00% on FDs ranging from 7 days to 120 months. Senior citizens also get 0.50% additional interest. The highest rate of the bank is 9.00% which is the highest in the market. 7.00% interest is being given on 1-year FD, 8.75% on 3-year FD, and 8.00% on 5-year FD. (Slice Small Finance Bank FD Rates)
Unity Small Finance Bank-
Unity Small Finance Bank offers the highest interest rate of 8.60% to its customers. Let us tell you that 7.25% interest is being given on 1-year FD, 8.15% on 3-year FD, and 8.15% on 5-year FD. Senior citizens also get 0.50% additional interest. (Unity Small Finance Bank FD Rates)
Suryoday Small Finance Bank-
The bank is giving up to 8.40% interest on FD. 1, 3, and 5-year FDs are getting 7.90%, 8.40%, and 8.00% interest respectively. Senior citizens also get 0.40% additional interest. (Suryoday Small Finance Bank FD Rates)
Shivalik Small Finance Bank-
In this bank also senior citizens are getting 0.50% additional interest on FD. Its maximum rate is 8.30%. The bank is giving 6.00% interest on 1 year FD, 7.50% on 3 years and 6.50% on 5 years. (Shivalik Small Finance Bank FD Rates)
Utkarsh Small Finance Bank-
The bank gives 6.25% interest on 1 year FD, 8.25% on 3 years and 7.75% on 5 year FD. Senior citizens also get 0.50% additional interest. Its highest rate is 8.25%. (Utkarsh Small Finance Bank FD Rates)
Jana Small Finance Bank-
The maximum interest rate of Jana Small Finance Bank is 8.20%. 7.50% interest is being given on 1 year FD, 8.05% on three years and 8.20% on 5 years. Senior citizens also get 0.50% additional interest. (Jana Small Finance Bank FD Rates)
Ujjivan Small Finance Bank-
The bank gives 7.90% interest for both 1 and 3 years and 7.20% for 5 years. Senior citizens also get 0.50% additional interest. The maximum interest rate is 8.05%. (Ujjivan Small Finance Bank fd rates)
Risk and Security-
Small Finance Banks offer high interest rates on FD, but it is important to check the credit rating of the bank and RBI monitoring before investing. The good thing is that DICGC provides insurance cover of up to Rs 5 lakh to every depositor in all scheduled banks, including FD, savings, current and RD accounts. This protection makes your investment more secure.
Disclaimer: This content has been sourced and edited from Hr Breaking. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
