Bank Account: Money stuck in your old bank account? Here's an easy way to withdraw it, every single rupee will be returned..

If you have some money in a bank account but haven't used it for two years, what will happen to that account? The account will become inactive, and getting the money back can seem daunting. Fortunately, there are simple ways to recover such money.

The Reserve Bank of India (RBI) is now running an outreach program to help people recover money from their inactive accounts. The RBI will organize special camps on unclaimed assets in every district across the country between October and December 2025.

What is an inactive account?

If a bank account has been inactive for two to ten years, it is considered inactive. The bank must transfer the money in such accounts to the RBI's DEA Fund. But don't worry. The account holder or their legal heir can claim this money at any time, even if the money has already been transferred to the DEA Fund.

What is the RBI's DEA Fund?
The Depositor Education and Awareness (DEA) Fund was launched by the Reserve Bank of India (RBI) on May 24, 2014. This fund collects funds that have been lying in a bank account for 10 years or more and that have not been used or claimed by the account holder for 10 years. The bank is required to transfer this entire amount, including interest earned, to the DEA Fund.

Easy Steps to Get Your Money Back
Go to any bank branch, even if it's not your old branch. Fill out a form and submit your KYC documents (Aadhaar, passport, voter ID, or driver's license). The bank will verify your information. Once the verification is complete, you will receive your money back, along with interest.

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