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ATM Fraud: This hole above the ATM is the new weapon of robbers! Account can be emptied in minutes..

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ATM fraud cases are increasing continuously, and carelessness can cost you your hard-earned money. Fraudsters empty your account by peeping the PIN, installing a hidden camera, or scanning device. So, while using the ATM, cover the keypad, be cautious around you, and do not use any suspicious machine immediately.

Always be alert at the ATM.

Nowadays, withdrawing money from an ATM is a common thing, but the real danger occurs when fraudsters take advantage of your slightest carelessness. Actually, people often think that pressing the cancel button after the transaction is a sign of safety, whereas thieves use tricks like 'shoulder surfing', i.e., peeking from above the shoulder or installing a hidden camera to steal your PIN. So, it is important to keep an eye on the activities around you while using the ATM and hide the PIN properly while entering it.

Who is watching you at the ATM?

Nowadays, thugs have come up with new ways of committing fraud. Now, even if your ATM card is not stolen or if any skimmer device is installed in the machine, your entire account can still be emptied. Actually, fraudsters steal your secret PIN using techniques like 'shoulder surfing' and a pinhole camera and withdraw money immediately. So to avoid such cases, it is important to be very careful while using an ATM and always keep your PIN safe.

What is 'shoulder surfing'

Actually, the most dangerous trick among the methods of digital fraud is 'shoulder surfing'. In this, thieves very cleverly steal your PIN or confidential details by peeping at the ATM or any payment machine. Often, when people withdraw money from the ATM, the fraudsters standing behind or beside you catch the PIN by seeing the movement of your fingers, and then can empty your entire account in minutes. So, always cover the keypad with your hand while entering the PIN and be alert.

Theft through a pinhole camera
Fraudsters have now found new ways of ATM fraud. One of these is the use of pinhole cameras, which are so small that they are not visible to the naked eye. Thieves cleverly install these cameras near the keypad, card reader, or cash dispenser, and as soon as you enter the PIN, it gets recorded, and later, your entire bank account is emptied with this information. So, always check all around carefully while using the ATM.

It is important to be cautious.
While withdrawing money from the ATM, people often become careless, and this is the opportunity that fraudsters get. If someone is standing very close behind you in the ATM, then it can be a sign of danger. On the other hand, if any strange device or small camera is seen near the machine, then immediately be careful and do not use that ATM at all. While entering the PIN, always cover the keypad with your other hand or body.

What should you do in case of fraud?

If you are thinking that fraud cannot happen even after taking all the precautions, then you are wrong; in fact, sometimes we become a victim of fraudsters even if we want to. So instead of panicking in such a situation, it is very important to take immediate action. First of all, get your ATM card blocked and immediately give full information about the incident to the bank. Along with this, do not forget to file a written complaint. Also, if the matter seems serious, then file an FIR with the police. The sooner you take action, the greater will be the possibility of getting the money back.

Disclaimer: This content has been sourced and edited from Zee Business. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.