Are you also more than 70 years old? Then apply for an Ayushman Bharat Card like this.

The central government's flagship health insurance scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has recently been expanded to include citizens above 70 years of age. The government has clarified that all senior citizens aged 70 years and above, who belong to families already covered under AB PM-JAY, will be eligible for an additional annual top-up cover of Rs 5 lakh.

Families can share this coverage among their senior members. Those who avail of public health insurance schemes like Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Forces (CAPF) have the option to either continue with their existing schemes or switch to the new AB PM-JAY benefits.

Senior citizens covered by private health insurance policies or the Employees State Insurance Scheme will also be eligible for this extended coverage.

What are the benefits included under PMJAY?

Ayushman Bharat provides comprehensive health coverage of up to Rs 5,00,000 per year to each eligible family. The coverage includes the following:

All costs related to diagnosis, doctor consultation and treatment are covered.

Coverage up to three days before admission, including medicines and diagnostic tests.

All necessary medicines and consumables during treatment are covered.

Both routine and special intensive care (such as ICU) are covered.

Any necessary diagnostic tests or laboratory investigations are covered.

If implants (such as stents, pacemakers) are required as part of the treatment, their costs are covered.

The scheme covers the cost of hospital stay, whether in a general ward or in special units such as the ICU.

Meals provided during the hospital stay are also covered.

Any complications arising during the treatment period are covered under the scheme.

Follow-up care up to 15 days after discharge is covered, ensuring continuity in treatment.

How to search for eligible hospitals under Ayushman Bharat scheme in your state

You can filter hospitals based on specialty or treatment requirements, especially hospitals listed under Ayushman Bharat scheme, which provides cashless treatment to eligible beneficiaries.

Steps to search for hospitals under Ayushman Bharat:

Visit the official Ayushman Bharat website: [pmjay.gov.in](https://pmjay.gov.in).

Go to the ‘Search Hospital’ option in the top menu.

Select your state and district from the drop-down menu.

Select the type of hospital you are looking for (government or private).

Filter by specialty if required.

Enter the captcha code displayed on the screen.

Click on ‘Submit’ to access the list of hospitals registered under the scheme in your area.

Steps to apply for Ayushman Bharat card:

How to register yourself

Open https://ayushmanup.in/ or https://setu.pmjay.gov.in/setu/.

Scroll down and click on ‘Register yourself on SETU’ under Quick Links.

The link will take you to the SETU portal of the National Health Authority (NHA).

Click on the ‘Register’ button.

Fill all the mandatory fields in the registration form and submit.

After submitting the registration form, complete the KYC process.

Wait for approval by the competent authority.

Once the card is approved, visit the same portal and click on ‘Download Ayushman Card’.

Select your state, enter your Aadhaar card number, verify through OTP and click on the download button.