Are you afraid to invest money in a volatile market? Consider these 5 options, you will get profit without tension.
For some time now, there has been a fluctuating situation in the market. Due to this instability, investors often get nervous and sometimes make wrong decisions. Due to this, they later suffer losses. If you are also afraid to invest your money amid the fluctuating conditions in the market, then know here those investment options from which you can earn profit without tension.
Your money is completely safe in a fixed deposit. In this, you get fixed interest after a fixed time. The fluctuations of the market have no effect on it. You can take the benefit of FD anywhere, be it bank or post office.
SIP is a market-linked scheme, in which you can start investing even with a small amount every month. But if you invest in it for the long term, then you get the benefit of rupee cost averaging, and the impact of market fluctuations is reduced. In the long term, you get the benefit of compounding in SIP and the return is very good. For-profit, you can choose equity mutual funds or balanced funds.
Gold is always considered a safe investment. Its price usually remains stable even during volatile markets. You can invest in physical gold, gold ETF, or digital gold. Considering the way gold prices have increased rapidly in the last few years, gold can give you a huge profit in the future.
You can also invest in various small savings schemes like PPF, NSC. You will easily find options of various schemes at both banks and post offices. In this, you will get guaranteed returns and tax benefits as well. Meaning you can earn profit without tension.
Debt funds are also considered safe to a great extent. In debt funds, the money taken from investors is invested in fixed income securities like bonds, government securities, treasury bills and non-convertible debentures etc. This is a good option for low-risk investors. Debt funds are considered safer than equity. There is also no liquidity problem in this. That is, you can withdraw your money whenever you want.
Do diversification, that is, invest your money in different places, this reduces the risk. Do not stop investing due to fear of market fluctuations. Invest for the long term. Before investing, definitely take the advice of a financial expert.