Accident insurance of up to Rs 50 lakh is available on LPG gas cylinders, most people are not aware of this.
The gas filled in an LPG cylinder is very flammable. Despite all the precautions, cases of accidents due to this come to the fore many times. In such a situation, the customer has the right to compensate for the loss caused by the accident through this insurance.
After the Ujjwala Yojana, the scope of cooking gas has increased rapidly. Today, expanding the scope from the kitchens of cities, LPG gas cylinders have reached the villages. But do you know that accident insurance is also given on the gas cylinders provided by the government? Many people are not aware of this. This accidental insurance is up to Rs 50 lakh and no money is taken from you for this, that is, this insurance is free. Let us tell you about it-
You can claim insurance up to Rs 50 lakh.
The gas filled in an LPG cylinder is very flammable. Despite all the precautions, cases of accidents due to this often come to the fore. In such a situation, the customer has the right to compensate for the loss caused by the accident through this insurance. According to the information, this accident cover is provided to the customer taking LPG connection and his family by the petroleum companies. This cover insurance of up to 50 lakhs is given to the family as financial help after accidents like gas leaks or blasts.
This is how you get to cover up to 50 lakhs.
In this insurance, insurance is available for the whole family which is Rs 10 lakh per member. Out of this, different amounts have been fixed for loss of property, in case of treatment, and in case of death. Overall, the insurance cover for the whole family is up to a maximum of Rs 50 lakhs. In case of an accident, a maximum of 40 lakhs can be claimed with conditions, and in case of death due to cylinder explosion, a maximum of 50 lakh rupees can be claimed.
It is necessary to fulfill these conditions for the claim.
There are some important conditions to take this insurance, which are very important to fulfill. The first condition is that the benefit of the claim is available only to those people whose cylinder pipe, stove, and regulator are ISI-marked. For the claim, you should keep getting the cylinder and stove checked regularly.
Apart from this, the customer has to inform his distributor and police station about the accident within 30 days of the accident.
During the claim, documents like a copy of the FIR of the accident, medical receipt, hospital bill, post-mortem report, and death certificate are required. You must have all these documents.
You cannot make anyone a nominee in this policy. Apart from this, the compensation amount will be given only if the accident happened at a registered residence.
If you fulfill all these conditions of insurance, then you can claim insurance in case of an accident. During an insurance claim, your distributor gives information about the accident to the oil company and the insurance company. After this, you get the insurance amount.
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