Aadhaar Tips: Has anyone taken a loan on your Aadhaar card? Check this way..

Nowadays, the Aadhaar card has become an important part of our lives, without which almost every important work is incomplete. Whether it is to open a bank account, to avail of government schemes, or any other important work, an Aadhaar card is required everywhere. But along with its importance, the risk of its misuse has also increased. Many times, fraudsters take fake loans in your name using your Aadhaar card, and you have to bear the brunt of it. If you also doubt whether any loan is running on your Aadhaar card, then do not panic! You can easily check it sitting at home. Come, let us tell you how you can find out whether there is any loan in your name or not with the help of your CIBIL score, PAN card, Aadhaar number, and bank statement.

Check the loan with the CIBIL score.
The easiest way is to check your credit report. This credit report keeps a complete account of your financial health. You can download your credit report for free by visiting the official website of credit rating agencies like CIBIL, Experian, or Equifax. For this, you have to visit CIBIL's website www.cibil.com. There, you have to enter your PAN card number, Aadhaar number, and some basic information. As soon as your credit report appears, it will show the details of all the loans and credit cards registered in your name. If you see a loan or credit card about which you have no information, then understand that something is wrong. In such a situation, take immediate action; otherwise, the problem may increase.

Know the loan status through the Aadhaar card.
Many banks and non-banking financial companies (NBFCs) provide loan information through the Aadhaar card. For this, you have to visit the official website or mobile app of your bank. Log in there and complete the OTP verification with your Aadhaar number. In just a few minutes, you will get the complete details of the loan linked to your Aadhaar. If your bank provides this facility, then this method is very easy and fast.

If you see a fake loan, complain immediately.
If you see a loan in your credit report that you have not taken out, then file a complaint without delay. For this, you can register your complaint by visiting the official portal of the Reserve Bank of India (RBI) https://sachet.rbi.org.in. Apart from this, also complain about it to the cybercrime cell at your nearest police station. Cyber ​​​​thugs have become so clever nowadays that they can take advantage of a small mistake and cause big losses. So, take action as soon as possible.

Be careful, stay safe.
It is very important to keep some things in mind for the security of the Aadhaar card. Do not share your Aadhaar number with anyone. If you have to enter your Aadhaar number for OTP verification, then make sure that you are doing so on a trusted website or app. Also, keep checking your credit report from time to time so that if there is any problem, it is known immediately.

In today's digital era, vigilance is your biggest strength. If you follow these easy steps, you will not only be able to keep your Aadhaar card safe, but you will also be able to avoid problems like fake loans.

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