Aadhaar Scam Alert: Lock Your Biometrics Now to Protect Bank Accounts from AEPS Fraud
In recent weeks, several bank account holders across India have woken up to find their accounts emptied—without performing any transactions themselves. The culprit? Aadhaar-based biometric fraud through the Aadhaar Enabled Payment System (AEPS). Scammers are exploiting leaked Aadhaar details and using fake fingerprints to withdraw money from unsuspecting users’ bank accounts.
Fortunately, the Unique Identification Authority of India (UIDAI) offers a biometric locking feature that can prevent such frauds. With a simple online step, you can secure your Aadhaar data and safeguard your money.
How Scammers Steal Money Using Aadhaar
AEPS allows cash withdrawals using just an Aadhaar number and fingerprint verification, without requiring an OTP or debit card. Criminals create fake fingerprints, often using silicone or other materials, and perform unauthorized withdrawals if they get access to your Aadhaar-linked bank details.
This makes locking your Aadhaar biometrics a critical step in preventing unauthorized access to your account.
How to Lock Your Aadhaar Biometrics Online
UIDAI allows users to lock their fingerprint and iris data online. Once locked, no one can use your biometrics for transactions without your permission.
Here’s the step-by-step process:
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Visit the official UIDAI website.
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Go to the “My Aadhaar” section.
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Select “Lock/Unlock Biometrics.”
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Enter your Aadhaar number and log in using OTP sent to your registered mobile number.
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Click “Enable Biometric Locking” to secure your fingerprint and iris data.
Once locked, your Aadhaar biometrics cannot be used for any authentication without unlocking.
Can You Still Use Aadhaar Services After Locking?
Yes. Even after biometric locking:
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You can continue to use OTP-based eKYC.
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Services like LPG subsidy, bank verification, and government benefits will remain accessible.
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Only fingerprint-based withdrawals will be blocked, which is where most scams occur.
Temporary Unlock Option for KYC
In case your bank or telecom provider requires biometric authentication for KYC, UIDAI offers a temporary unlock option.
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You can unlock your biometrics for a short duration.
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After KYC completion, your biometrics automatically lock again for safety.
This ensures flexibility without compromising security.
Even if Aadhaar Number Leaks, You’re Safe
One of the biggest advantages of biometric locking is that even if your Aadhaar number is exposed, scammers cannot perform any biometric verification without your fingerprint and iris data being unlocked.
Safety Tips for Vulnerable Account Holders
Senior citizens, rural residents, and low-income account holders are often prime targets for AEPS fraud. Here are some crucial safety tips:
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Check your Aadhaar biometric usage history regularly on UIDAI’s website.
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Destroy Aadhaar photocopies after use to avoid leaks.
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Never share your Aadhaar number publicly unless necessary.
These small but important precautions can prevent major financial losses.
Bottom Line
Aadhaar-based banking services have simplified transactions, but they also pose risks if your biometric data falls into the wrong hands. By locking your Aadhaar biometrics, you effectively block fraudsters from exploiting AEPS to drain your bank account.
In today’s digital age, a simple online setting could save you from losing your hard-earned money. Secure your Aadhaar today, and stay one step ahead of scammers.
