UPI AutoPay: Is money being deducted every month? Here is an easy way to stop UPI AutoPay..
In today's digital era, almost everyone uses UPI apps for their daily expenses. Payments for everything—be it electricity, water, gas, mobile recharges, the internet, or OTT platforms—have now moved online. To spare users the hassle of repeatedly paying bills, features like UPI AutoPay were introduced; these automatically deduct funds on a scheduled date. While this feature sounds quite simple and convenient, it can often become a source of trouble. People frequently enable AutoPay while signing up for a free trial of an app or service. Later, they stop using that service but forget to disable the associated AutoPay mandate. Consequently, money continues to be deducted every month without their knowledge.
In reality, simply deleting an app does not stop automatic payments. Funds will continue to be deducted until you manually access the app and cancel the specific AutoPay mandate for that service. Therefore, it is essential to periodically check whether any unwanted subscriptions remain active. The question now arises: how do you disable AutoPay? Fortunately, the process for doing so is quite simple across all major UPI apps.
How to Disable AutoPay on PhonePe
If you use PhonePe, open the app and navigate to your profile section. There, you will find options labeled "Payment Management" or "AutoPay." This section displays all your currently active AutoPay services. Click on the specific service you wish to discontinue. From there, you have the option to either pause the service temporarily or delete it permanently.
Tips for Paytm Users
Similarly, Paytm users can also easily disable AutoPay. To do this, go to the profile section within the app and open "UPI Settings." Next, select the "Automatic Payments" or "Payment Management" option. From this screen, simply select the specific payment mandate you wish to stop and cancel it.
What Google Pay Users Should Do
If you use Google Pay, navigate to the "You" tab within the app. Then, open the "AutoPay" section and select the "Live" tab to view your active services. Select the specific service from which deductions are being made, click on "Cancel AutoPay," and confirm the action by entering your UPI PIN. It is important to keep in mind that while the AutoPay feature is designed for your convenience, it can lead to increased spending if left unchecked. Therefore, be sure to review your AutoPay settings periodically. Doing so will help you avoid unwanted expenses and maintain better control over your finances.
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