Save thousands of rupees during Amazon and Flipkart's mega sales—just keep this one thing in mind while making the payment..
The festive shopping season is about to begin, and if you are planning to purchase big-ticket items from Amazon or Flipkart during this time, bank card discounts can help reduce your expenses. Both e-commerce platforms are launching their major festive sales. These sales will offer instant discounts, cashback, and other benefits on debit and credit cards from various banks.
However, simply placing an order based on a 10% discount offer may not be the wisest move. Real savings will depend on the specific card you hold, the transactions to which the offer applies, and the maximum discount limit set for the deal.
Amazon's 'Great Indian Festival Sale' begins on October 8. Flipkart's 'Big Billion Days Sale' is set to start the following day, October 9. In addition to Flipkart Plus and Black members, Flipkart credit cardholders have been informed that they will receive early access starting October 8.
During this period, a wide range of offers will be available across categories such as smartphones, electronics, home appliances, and more. However, it is essential to check the available bank offers before making a payment.
**Benefits of Axis and ICICI Bank Cards on Flipkart**
During Flipkart's 'Big Billion Days Sale', shoppers can avail of an instant discount of up to 10% when using select Axis Bank and ICICI Bank cards. An option for an instant discount of up to 10% is also available on the Flipkart Axis Bank co-branded credit card.
Additionally, there is an offer for up to 10% cashback on the first transaction made via Flipkart's 'super.money' service. However, specific eligibility criteria and other terms and conditions may apply to this offer.
**Discounts with SBI Cards on Amazon**
During the Amazon 'Great Indian Festival Sale', customers can get an instant discount of up to 10% on eligible purchases made using SBI debit and credit cards. Certain EMI transactions are also included in this offer.
Another offer on Amazon provides the option to earn up to 35% cashback on eligible purchases. However, there is a maximum cap of ₹150 on this cashback. This means that even if the percentage appears high, the actual savings will not exceed the set limit.
Additionally, you may get an option for 10% cashback on eligible purchases made via Amazon Pay Later. Meanwhile, customers shopping on Amazon using the Amazon Pay ICICI Bank Credit Card can avail the benefit of 5% unlimited cashback.
Understanding the meaning of "up to 10% discount"
During sales, terms like "up to 10% discount" often cause the most confusion. This does not mean that every customer will automatically save 10% on every purchase.
The actual discount amount depends on several factors, including your card's eligibility, minimum purchase requirements, the offer's maximum discount limit, and the payment mode. Certain corporate cards may be excluded from the offer, and the rules for standard card payments versus EMI transactions may also differ.
Therefore, make sure to read the offer terms provided by the bank and the e-commerce platform before placing an order. Base your decision on the final payable amount displayed at checkout. Sometimes, despite a seemingly large discount, the actual savings may turn out to be lower than expected due to set limits or other conditions.
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