RBI’s Sachet Portal: Your Shield Against Investment Fraud, Learn How to Use It and Stay Safe

With the rapid rise in digital transactions and online investments, financial fraud has also increased at an alarming pace. Fraudsters often lure people by promising unusually high returns and quick profits, only to disappear after collecting money. To protect investors from such scams and strengthen financial awareness, the Reserve Bank of India (RBI) has launched a dedicated platform called the ‘Sachet Portal’.

This user-friendly online portal is designed to help citizens verify the authenticity of financial schemes and companies before investing and also report suspicious activities. RBI’s initiative has emerged as a powerful tool in the fight against cyber fraud and illegal deposit-taking.

What Is the RBI Sachet Portal?

The word ‘Sachet’ means being alert and cautious. True to its name, the Sachet Portal is a preventive and awareness-based initiative launched by the RBI in collaboration with the State Level Coordination Committee (SLCC). Its primary goal is to safeguard people from fraudulent investment schemes, unregistered companies, and illegal financial activities.

Through this portal, users can access verified information related to financial entities operating in India. It provides a consolidated database where investors can check whether a company or scheme is authorised by regulators such as RBI, SEBI, IRDAI, or other statutory bodies.

Why Verifying Investments Is More Important Than Ever

Many investors, especially first-time and small savers, fall into the trap of schemes that promise “guaranteed” or “double” returns in a short period. Financial experts consistently warn that high returns with low risk are a major red flag.

Fraudulent companies often use aggressive marketing, social media promotions, and word-of-mouth tactics to gain trust. Once the money is collected, these entities either shut down operations or vanish. RBI repeatedly advises investors to verify every scheme and company before investing, regardless of recommendations from friends or relatives.

The Sachet Portal makes this verification process simple and accessible to everyone.

How to File a Complaint on the Sachet Portal

One of the most valuable features of the Sachet Portal is its easy complaint registration system. Any individual who suspects fraud or has fallen victim to an illegal scheme can lodge a complaint online without visiting any office.

Here’s how the complaint process works:

• Users can report illegal deposit-taking companies or suspicious financial schemes.

• Once submitted, the complaint is automatically forwarded to the appropriate regulatory authority.

• Investors can track the status of their complaint through the portal.

• This transparent system ensures accountability and timely action.

The platform empowers users by giving them visibility into the progress of their complaints.

How to Use the Sachet Portal and Its Key Benefits

To access the portal, users can visit https://sachet.rbi.org.in. On the platform, individuals can:

• Check the list of registered and authorised financial companies

• Share information about suspected frauds

• Learn about ongoing financial awareness campaigns

• Understand common fraud patterns and warning signs

The biggest advantage of the Sachet Portal is that it places critical financial information directly in the hands of citizens. It promotes informed decision-making and helps people protect their hard-earned money.

RBI’s Message to Investors

Through the Sachet Portal, RBI reinforces its core message: “Be Alert, Stay Safe.” The regulator urges investors to remain cautious, verify credentials, avoid unrealistic return promises, and report suspicious activities immediately.

In an era where financial fraud is becoming increasingly sophisticated, tools like the Sachet Portal serve as a strong defense mechanism. With awareness, verification, and timely reporting, investors can significantly reduce the risk of falling prey to scams.