'I need to make a phone call...' This is how your bank account can be emptied! A new scam is increasing the risk..

Online scams have increased significantly in recent times. Now, a new and dangerous scam is rapidly spreading, targeting people in a very clever way. Scammers are using your own phone to empty your bank account in minutes. This scam seems so real that many people fall victim to it immediately. Let's learn more about it.

How does this dangerous scam begin?
This scam starts with a very simple line: a stranger approaches you and asks, "I need to make a call, could you lend me your phone?" The scammer then asks for your phone, making an excuse about an urgent matter. As soon as you hand over your phone, they appear to be making a call to a number.

The person on the other end of the call is their accomplice, who first saved your number. Then, this accomplice sends a request to log in to your bank account, which triggers an OTP (One-Time Password) to be sent to your phone. During the conversation, the scammer cleverly says the OTP aloud, as if explaining something to someone or giving a car number.

In reality, it's nothing but the OTP, which the scammer's accomplice hears and uses to empty your bank account in just a few seconds. In this entire scam, you don't even realize when you've become the victim of a major fraud. However, you can protect yourself from such scams by following some safety tips.

How to avoid such scams?
First and foremost, never give your phone to a stranger. No matter how urgent their excuse is, do not hand over your smartphone. If someone needs to make a call, you can suggest they use a phone at a nearby shop, office, or from security staff. Also, always keep an eye on the OTPs you receive on your phone, and if you receive an unexpected OTP, be immediately vigilant. Additionally, keep biometric authentication and two-factor authentication (2FA) enabled on your banking apps.

Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.