Cyber Scam Operating Under the Guise of Aadhar Card Loans: Learn How to Protect Yourself Here
Aadhar Card Loan Scam: Currently, an advertisement circulating on YouTube promises to provide a loan of ₹3 lakh based solely on an Aadhar card. The government has labeled this a fraudulent scheme and has urged the public to remain vigilant.
Aadhar Card Loan Scam: To ensnare people in their trap, scammers post fake advertisements on social media platforms. These ads often feature enticing promises or lucrative offers designed to lure people into clicking them and falling victim to the scam. In a recent instance of this nature, an advertisement claims to offer a loan of ₹3 lakh using just an Aadhar card. The ad asserts that under the "Prime Minister Loan Scheme," individuals can avail of a ₹3 lakh loan against their Aadhar card. The government has declared this advertisement to be fraudulent and has advised the public not to place their trust in such claims. The government explicitly states that no such scheme currently exists.
What Claims Are Being Made in the Aadhar Card Loan Scam?
A sponsored advertisement appearing on YouTube and other social media platforms claims to offer a loan of ₹3 lakh with minimal documentation. The ad utilizes realistic-looking graphics to build credibility and gain the trust of viewers. Phrases such as "Apply Now" are also prominently featured in the advertisement. In many instances, links and QR codes are provided, which redirect users to external applications or websites.
Government Issues Clarification
The government has officially declared the claims being circulated on social media regarding this matter as fraudulent. Through a post published by "PIB Fact Check," it was highlighted that claims regarding the availability of a ₹3 lakh loan under the "Prime Minister Loan Scheme" are circulating on YouTube. This claim is entirely false. The government does not endorse any such scheme or advertisement. The public is advised to remain cautious regarding this matter and to rely solely on official government websites for information regarding government services.
FRAUD ALERT!
— PIB Fact Check (@PIBFactCheck) April 15, 2026
A sponsored advertisement on YouTube claims to offer a loan of ₹3 lakh under the Prime Minister Loan Scheme.#PIBFactCheck:
❌The claim is #FAKE.
✅ The Government of India is NOT endorsing any such advertisement or scheme.
⚠️ Stay vigilant. Visit… pic.twitter.com/RbxtHRbFCJ
How to Protect Yourself from Such Scams?
Avoid clicking on suspicious or enticing advertisements that appear on social media platforms. Always verify any scheme through official government portals or other authorized channels.
Refrain from sharing your personal information on any unknown or suspicious websites and apps.
To identify fraudulent schemes, carefully check for spelling errors or irregularities in the URL. Such discrepancies will be readily apparent.
If you come across such fraudulent advertisements on social media, you can report them.
Remain vigilant while using social media, and ensure you verify all information before succumbing to temptation.
