Ayushman Card Update 2026: Check ₹5 Lakh Health Cover, Eligibility and Treatment History on Ayushman App

Ayushman Bharat App 2026: The Government of India is encouraging eligible citizens to use the official Ayushman App to access important information related to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).

The mobile application allows beneficiaries to check their eligibility, view available health coverage information and access treatment-related records under the scheme.

The Ayushman Bharat scheme provides eligible families with health insurance coverage of up to ₹5 lakh per family per year for specified secondary and tertiary hospitalisation services.

With the official mobile application, beneficiaries can access several services from their smartphones instead of visiting an office for basic information.

Here is how the Ayushman App works, what information it provides and how eligible families can use it.

What Is the Ayushman App?

The Ayushman App is an official mobile application associated with the Ayushman Bharat PM-JAY scheme.

It helps eligible beneficiaries access information about their health coverage and scheme-related services.

The application is available through the Google Play Store.

Users can search for the official Ayushman App and verify its publisher before installing it.

The government has highlighted several features, including eligibility checking, wallet balance information and treatment history.

These facilities are intended to make it easier for beneficiaries to understand their available benefits.

Ayushman App 2026: Important Features

The exact features displayed may depend on the application version and the beneficiary's account status.

How to Download the Ayushman App

Eligible citizens can install the application on a compatible Android smartphone.

Step-by-Step Download Process

Step 1: Open the Google Play Store on your smartphone.

Step 2: Search for Ayushman App.

Step 3: Identify the official application associated with the National Health Authority.

Step 4: Tap the Install button.

Step 5: Open the application after installation.

Step 6: Select the relevant login or beneficiary service option.

Step 7: Complete the required mobile verification or other authentication process.

Step 8: Access the available Ayushman Bharat services.

Users should avoid downloading applications from unknown websites or unofficial links.

How to Check Ayushman Bharat Eligibility Online

Not every citizen is automatically eligible for PM-JAY coverage.

Eligibility depends on the applicable government criteria and beneficiary records.

The Ayushman App provides an option to check eligibility using supported identification and verification methods.

Beneficiaries may need to enter their state, identification details or other information requested by the application.

The system then checks the relevant beneficiary records.

If the person is eligible, the application may provide options to complete additional verification or access supported services.

People who are not found in the beneficiary database should not assume that they are automatically covered.

They can contact the official PM-JAY helpline for clarification.

What Is the ₹5 Lakh Ayushman Bharat Health Cover?

Ayushman Bharat PM-JAY is a government-funded health assurance scheme intended to support eligible beneficiaries with hospitalisation expenses.

Under the standard PM-JAY framework, eligible families receive coverage of up to ₹5 lakh per family per year.

The coverage applies to specified secondary and tertiary care hospitalisation packages at empanelled hospitals.

Main Benefits of PM-JAY

• Health cover of up to ₹5 lakh per eligible family per year.

• Cashless treatment for covered packages at empanelled hospitals.

• Coverage for specified hospitalisation services.

• Access to participating public and private hospitals.

• No general family-size or age cap for eligible families under the standard scheme framework.

The precise benefits depend on scheme rules, treatment packages and applicable state arrangements.

What Does Wallet Balance Mean in the Ayushman App?

One of the features highlighted by the government is the ability to check wallet balance information.

This refers to the scheme's available health coverage information, not money that can be withdrawn or transferred to a bank account.

For example, an eligible family may have an annual PM-JAY coverage limit of ₹5 lakh.

If covered treatment expenses have already been utilised during the relevant benefit period, the available coverage information may reflect that usage.

However, the displayed amount should be interpreted according to the applicable scheme rules and the information available in the application.

The Ayushman wallet balance is not a cash balance or personal savings account.

Beneficiaries cannot withdraw the ₹5 lakh cover as cash.

How to Check Treatment History in the Ayushman App

The government has also highlighted treatment history as an important feature.

Eligible beneficiaries may be able to review records of hospital treatment processed under the scheme.

This can help families understand which hospitalisation services have been recorded against their PM-JAY coverage.

Steps to View Treatment History

1. Open the official Ayushman App.

2. Log in through the available beneficiary verification process.

3. Find the treatment history or related service section.

4. Select the relevant beneficiary, where applicable.

5. Review the treatment information displayed.

The records shown depend on the data available through the scheme.

Treatment received outside PM-JAY or at a non-empanelled facility may not appear in the application.

Can You Create an Ayushman Card Through the App?

The Ayushman App supports beneficiary-related digital services, including processes associated with Ayushman card generation for eligible individuals.

Users may need to complete electronic Know Your Customer (e-KYC) verification.

The exact procedure depends on the beneficiary category and the verification methods currently supported.

Where permitted, eligible beneficiaries can complete the required steps and access their digital Ayushman card.

However, successful card generation depends on eligibility and verification.

Downloading the app alone does not make someone eligible for the scheme.

Ayushman Bharat for Senior Citizens Aged 70 and Above

The government has also expanded PM-JAY-related health coverage for senior citizens aged 70 years and above under the Ayushman Vay Vandana initiative.

Eligible senior citizens in this age group can access benefits under the applicable rules, irrespective of family income.

The benefit structure differs depending on whether the senior citizen's family is already covered under PM-JAY.

Senior citizens and their families should check the relevant eligibility and enrolment requirements before applying.

How to Find an Empanelled Hospital

PM-JAY benefits are available for covered treatment packages at empanelled hospitals.

Beneficiaries should verify whether the hospital is participating in the scheme before seeking planned treatment.

Hospital information can be checked through official PM-JAY services or by contacting the scheme helpline.

The hospital's Ayushman help desk can also provide guidance about covered treatment packages and the required documents.

Not every medical service or hospital expense is automatically covered.

What Documents May Be Required?

Depending on the beneficiary's circumstances and the verification process, the following information may be needed:

• Aadhaar or another accepted identification document.

• Mobile number for verification.

• Beneficiary or family identification details.

• Existing Ayushman card information, if available.

Additional information may be required under the applicable scheme rules.

Beneficiaries should provide accurate details and use only official verification channels.

Ayushman Bharat Helpline Number

For assistance related to eligibility, hospitalisation benefits or other PM-JAY services, citizens can contact the official helpline:

14555

They can also visit the official beneficiary portal:

https://beneficiary.nha.gov.in/

The National Health Authority website is available at:

https://nha.gov.in/

These official channels can help users obtain scheme information and resolve eligibility-related questions.

Important Safety Tips for Ayushman App Users

People should be cautious about fake applications or messages promising immediate approval for a ₹5 lakh cash payment.

PM-JAY provides health coverage for eligible medical treatment. It is not a direct cash transfer scheme.

Never share OTPs, banking passwords or UPI PINs with unknown callers.

Beneficiaries should also avoid paying unauthorised agents who claim they can guarantee Ayushman card approval.

Eligibility is determined under the applicable government rules.

Final Update

The official Ayushman App provides a convenient way for eligible beneficiaries to access important information about Ayushman Bharat PM-JAY.

Users can check eligibility, review available health coverage information and view treatment history through supported services.

The scheme offers eligible families health coverage of up to ₹5 lakh per year for specified hospitalisation expenses.

Citizens should download only the official Ayushman App, verify their eligibility and use authorised government channels for card generation and treatment-related assistance.

Disclaimer: App features, eligibility requirements and benefits are subject to the latest National Health Authority guidelines. Beneficiaries should verify current details through official government sources.